Caleb’s Reading Club

Reading Club- Financial Literacy Update

January 29, 2017 youth had the opportunity to discuss their personal goals (written), the difference of a want versus a need and to start saving money.  When they receive money, their spending habits were discussed and a commitment to save 50 % of what they receive.  Youth learned about earning money honestly and demonstrating good work ethics.  It was a fun interactive session and financial vocabulary words assignments were given to prepare for the next session.

February- replace with- youth confirm their savings account opened by their parents.   They learned the different between something they need and something they want.  They also practiced preparing a personal budget, received information on banking accounts and services.
 
March- reading club members learned about consumer spending, credit report, credit rate, and protecting your identity.  A shopping scenario word problem was completed by them which involved addition, subtraction and multiplying decimals. Children had to make decisions how to spend their budgeted dollars to make purchases.

 April- Youth completed a spelling and vocabulary test.  Additional time was spent on following a budget for purchasing, making deposits and writing checks.  A vacation scenario within a word problem was completed.  The children had to make decision how much and how to spend their vacation money saved.
May- Reading Club members completed money worksheets of buying food and counting change; studies multiplication facts; scenario word problem with practice using addition, subtraction, percentage and decimals.  Home assignment was given to the children and parents to assist them to use the United States Postal Service to mail a package.
 

 

 

 

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